4/9/2022

Play Baccarat For A Living

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Baccarat is one of the oldest casino card games, but unlike blackjack, it’s not a game of skill. In fact, you don’t even get to play your own hand. There are only two hands:

The player hand
The banker hand

And you’d think that you’d be required to bet on the player hand, but no — you can bet on either. Hands also sometimes wind up with a tie result, which is also something you can bet, giving you three possible bets.

Baccarat is also available in three versions:

Punto banco
Chemin de fer
Baccarat banque

Most casinos in the United States deal punto banco, which is the version I’ll focus on in this post about how to win at baccarat (for sure).

How to Play Baccarat (Even If You’ve Never Played Before)

Baccarat falls into a category of card games called “comparing” games. You compare one hand to the other to see which one wins. (Poker and blackjack are also comparing games, by the way.)

In baccarat, the hand with the higher point total is the winner — in that respect, it resembles blackjack.

But the way the points are calculated in baccarat is significantly different.

The cards 2, 3, 4, 5, 6, 7, 8, and 9 are all worth their value in points.
The 10s, jacks, queens, and kings are all worth 0 points.
Aces are worth 1 point.

The suit doesn’t matter.

You drop the digit on the left when ascertaining the final point value. In other words, if you have a total of 9, that’s just a total of 9.

But if you have a total of 12, that’s a total of 2 (the left-most digit — the 1 — is dropped).

This means you can have a potential total of between 0 and 9. There are no other possible totals when it comes to points in a baccarat hand.

If you’re playing baccarat in most of the Western world, you’re playing punto banco, even if it’s just labeled “baccarat.” The casino acts as the banker for the game; you don’t compete with the other players at the table.

Also, the casino deals the cards according to a specific set of rules. That’s comparable to the way the dealer has to play her hand in blackjack in a prescribed way, too.

Two hands are dealt — the player hand and the banker hand — but those are just arbitrary designations. You can bet on either hand to win. (“Punto banco” just means “player banker,” in fact.)

The casino deals from a shoe, just like in blackjack, which usually has eight decks of cards in it. The dealer starts by burning a card. Then the dealer burns a number of cards equal to the burn card’s value. These cards are burned face-down.

Each hand gets two cards, just like in blackjack. They’re dealt alternately, starting with a card for the player’s hand, then a card for the banker’s hand, then a second card for the player’s hand and a second card for the dealer’s hand.

If either hand has a total of 8 or 9, that’s it for the hand. The dealer announces the winner, collects the losing bets, and pays off the winning bets.

If neither hand has a total of 8 or 9, the dealer applies the drawing rules to decide whether to deal the player hand a third card.

Then — and this is again done according to the drawing rules — the dealer determines whether to deal the banker a third card.

After this is all adjudicated, the hand is finished, and the dealer announces the winner and collects and pays off bets.

It’s not necessary for the average baccarat player to understand how the drawing rules work, as the casino dealer does all the work.

But in case you’re wondering…

How the Drawing Rules Work in Baccarat

The dealer checks the player’s hand first to see if it gets a third card. The rules for this are simple.

If the player hand is 5 or less, the hand gets a third card.

Otherwise, the hand doesn’t get a third card.

After that’s determined, the dealer decides whether to deal a third card to the banker hand.

The first consideration is whether the player got a third card. If the player hand stood pat, then the banker hand follows the same rules as the player hand.

But if the player took a third card, the rules for the banker get more complicated, and they’re based on the banker hand’s total and the value of the player’s third card, as follows:

The banker hand always gets a third card if the hand’s total is 2
The banker hand gets a third card if the hand’s total is 3 and the player hand’s third card was an 8
The banker hand gets a third card if the hand’s total is 4 and the player hand’s third card was 2, 3, 4, 5, 6, or 7
The banker gets a third card if the hand’s total is 5 and the player hand’s third card was 4, 5, 6, or 7
The banker gets a third card if the hand’s total is 6 and the player hand’s third card was 6 or 7
If the banker hand has a total of 7, it stands pat

The hand with the higher total score wins.

The Bets Available at the Baccarat Table

You have three possible bets at the baccarat table:

Player
Banker
Tie

The player bet pays off at even money.

The banker bet pays off at 19 to 20 odds, which is the same thing as an even-money payoff minus a 5% commission.

The tie bet pays off at 8 to 1.

Here are examples:

You bet $100 on the player and win. You get your $100 back, and you also get $100 in winnings
You bet $100 on the banker and win. You get your $100 back, and you also get $95 in winnings
You bet $100 on a tie and win. You get your $100 back, and you also get $800 in winnings

If this sounds like a lot to you, baccarat might not be the appropriate game for you. In many casinos, baccarat is a high-roller game with minimum bets of $100 per hand. The maximum bet is usually $500, although it can be higher (in some cases, much higher) than that.

Can Baccarat Be Beaten?

Baccarat, like all casino games, can be beaten.

But only in the short run if you get lucky.

All the bets at the baccarat table have a mathematical edge for the casino. This means that in the long run, baccarat CANNOT be beaten.

There’s no strategy for baccarat because the only decisions you make are which bet to take. You don’t get to decide whether you hit or stand.

Card counting doesn’t work in baccarat, either. They’ve done the math, and you just can’t get enough of an edge from counting cards in baccarat to make it worth your while.

Varying the sizes of your bets based on what happened on previous bets doesn’t work in the long run, either. This is the most popular “baccarat strategy,” though.

You’ll find players keeping careful track of which bets are winning and how often. Some of them will jump on one side of the action or the other if it’s been winning a lot.

For example, you might sit down and play four hands of baccarat, and the player bet might win three of those hands. You might assume (wrongly) that the player bet wins 75% of the time, so you bet on the player.

Or you might assume that the probability of winning is roughly 50% for either side, so if the player bet has won three times in a row, a win for the banker is overdue. That doesn’t work, either.

You might raise the size of your bets after a loss to try to recoup your losses. That, too, doesn’t work.

The probabilities are determined by the cards in the deck. What happened in previous hands has a minimal effect on this in an eight-deck shoe. And the only reason past hands have ANY effect on the next hand’s probability is because it changes the composition of the deck (the cards that have been played are no longer in the deck).

But they’ve done the math. You can’t get an edge from counting cards in baccarat.

You might try the Martingale System, which is when you double the size of your bet after each loss. The problem is that the size of your bet gets too big too fast because there’s not much of a range between the minimum and maximum bets.

$100 – $200 – $400 – $800

If you lose three times in a row, you can’t make the next bet in the progression, so the system breaks down entirely.

The Martingale System doesn’t work with other games, either, but it’s especially ineffective in a situation where you have such a limited betting range.

What Is the Best Strategy for Baccarat?

The best strategy for baccarat is strangely simple.

Treat baccarat as a form of entertainment. You can’t win in the long run or make a living at baccarat, no matter what some of the slimy system-sellers might tell you. There’s no strategy for HOW to play your hand, so your best bet is to relax and enjoy the entertainment value of the game. In that respect, baccarat resembles slot machines or roulette.

Accept that entertainment costs money. Sometimes you’ll win at baccarat, and sometimes you’ll lose. You’ll lose more often than not, though, and those net losses are the cost of your entertainment. With this attitude, you’ll think of baccarat as being not much different from buying a book or paying for a movie.

Keep your entertainment costs as low as possible by placing the bet with the lowest house edge, every time. I’ve already mentioned the mathematical edge that the casino has over the player in baccarat. But I didn’t mention that it can be measured as a percentage.

This percentage is the amount that you’re statistically expected to lose from every bet on average over a long period of time. In other words, if the house edge is 1%, the casino expects to win $1 every time you wager $100.

Of course, that’s not what the actual outcomes will look like in the short run. That’s a predicted average that you’ll begin to see over hundreds or thousands of hands.

In some games, the house edge is the same no matter what bet you place.

But in baccarat, each of the three possible bets has a different house edge.

Your job is to pick the bet with the lowest house edge. That’s the best bet.

What Is the Best Bet in Baccarat?

The best bet in baccarat is a bet on the banker. The house edge for the banker bet is only 1.06%.

The player bet isn’t terrible, either. The house edge is 1.24%. It’s not a terrible bet when compared to other bets in the casino, but there’s no legitimate, logical reason for placing the player bet instead of the banker bet.

The tie bet, though, is not an attractive bet — even when compared to average bets at other casino games. The payout is attractive, sure, but the house edge is 14.4%.

You’re not psychic.

You won’t be able to predict what’s going to happen on the next hand regardless of how strong a feeling you have.

Just place the banker bet repeatedly, regardless of what happened in the previous hand.

But I Want to Win for Sure

Of course, you do.

Who doesn’t?

But if there were a way to win at baccarat for sure, the casinos wouldn’t offer the game.

They’re not in the business of paying out money to winners. They’re in the business of taking money from losers.

If you want a surefire way of not losing, I can offer you that — don’t play.

Conclusion

You might be disappointed that a post titled “How to Win at Baccarat (for Sure)” doesn’t have a surefire way to win at the game of baccarat.

I’d submit, though, that anyone who DOES offer you a surefire way to win is suggesting that you cheat (a felony in Nevada) or is lying about the efficacy of their method.

Either way, I’ve done you a better service than that.

The good news is that, even though you can’t possibly win at baccarat in the long run, the house edge for the game is low enough to make it worth playing.

And it can be a lot of fun, too.

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04/11/2016

Baccarat is an elaborate coin flip game and you’re expected to hover around zero for most of your playing time, getting ahead of the game at times while falling behind at other times.

How to win baccarat? There are various strategies to play baccarat but now this will be a somewhat obvious trick: as soon as you’re ahead by a specified amount, get up and leave the table. Duh, right? Calling it quits at precisely the best moment – when you have some winnings in your pocket – is the only baccarat strategy that guarantees you’ll leave the table as a winner. It’s a simple way to win yet it will ensure you win baccarat consistently every time.

[cta id=”3973″ vid=”0″]

In practice, imagine your bankroll for that evening for baccarat is 1000 and your bet is 20. If you set your goal to +100, you’ll leave the table as soon as that goal is reached and you won’t look back. At the point when you win 5 more decisions than you lose you’ll call it quits because you know it will go downhill from there.

During the course of the game you will use any of the other baccarat strategies for choosing a side or/and managing your bankroll, or you’ll just be having fun trying to guess will the Banker or Player win, and eventually you’ll enter a streak that will take your profits to +100. At that point it’s important to call it a day, as inevitably the game of baccarat will turn on you and start eating up your profits.

What to do if you’re in a losing streak, you ask? Well, just keep playing. With your usual stake. Since it’s a coin toss game, you’re inevitably bound to win your money back, provided the number of decisions is high enough – which means you should have a bankroll large enough to keep you playing for a while even in case of a bad run.

Bet365 deposit bonus can be used on baccarat – click image to visit

The beauty of this baccarat system is that it’s perfectly possible to do it online. For this purpose, it’s identical to the land-based casino baccarat. Alright, that’s a lie. Online baccarat, whether it be mini baccarat or live dealer baccarat, is better because you get deposit bonuses, cashbacks and loyalty points.

It will be easier to use our cunning trick to make money on baccarat consistently if playing online. The bonuses will help. Near the end of the article is a selection of casinos that offer deposit bonuses which can be rolled over on table games, baccarat included.

Now when you know your strategy, here are five tangible tips and one bonus tip, all free:

#1 Don’t bet on Tie

Banker has a house edge of 1.06%. Player has a house edge of 1.24%. Meaning, you’re expected to lose 1.06 units for every 100 units wagered on Banker and 1.24 units for every 100 units wagered on Player.

These are very decent house edges compared to other casino games!

And now comes in the Tie. That bet comes with a house edge of 14.4%, making it a complete waste of money, and therefore you should never ever bet on it, and should exclude it from all your baccarat winning strategy calculations as if it doesn’t exist. For all practical purposes it doesn’t, as Tie is a push.

Tip: If you want to get an additional edge over your live dealer, you may wish to consider baccarat card counting. It isn’t that difficult to learn and it applies to the EZ Baccarat which uses eight decks and which you can find at some live casinos. More specifically, card counting may give the player an edge when playing the two side bets of EZ Baccarat, Dragon 7 and Panda 8.

#2 Banker is no better bet than Player

Banker wins slightly more often. However, winning bets on Banker are taxed with 5% commission in order to compensate for the higher likeliness of Banker winning, and that makes the Banker bet a worse choice when you did win, as you’ll win $95 instead of $100 on a $100 bet.

Banker wins 45.86% of the time, Player wins 44.62% of the time, and 9.52% of hands result in ties. Since ties push, Banker wins 50.68% of the time when there is a decision, and Player wins 49.32%. With 5% commission on Banker included, we get an equivalent of 48.15%. Consistently betting on Player will get you +2.4% better return than betting on Banker, when you consider one hand. Since there are slightly more combinations which result in a Banker win (roughly 2.76% more, when all numbers are factored in, Banker is a better bet by 0.36%. That’s when the entire range of trillions and trillions possible outcomes is factored in.

For all practical purposes, 0.36% is meaningless, and definitely not worthy of that old advice you can read everywhere on the internet, “bet on Banker”. Betting on Banker won’t magically improve your game and won’t make you a baccarat winner. So ignore that advice and consider Banker and Player equals.

There’s one exception to the above. In 5Dimes Bonus Casino, every Monday from 2pm to 8pm EST, Bonus Baccarat Zero offers increased payouts. Banker pays 0.9725 (instead of 0.95) and Player pays 1.027 (instead of 1) while Tie pays 9.5 (instead of 8 or 9). In this particular case, Player is a better bet. Click the banner below or click here to register at 5Dimes and play the highest-paying baccarat in the world. 5Dimes accepts all customers and deposits are made with Bitcoin and then converted to dollars.

#3 Check the odds

Not all baccarat tables are the same. Check the odds on winnings when you join a new casino. Player bet is always evens (1:1) and that almost never varies, but the commissions on Banker wins do vary. 5% is the standard, but there are places that offer less than 5%, and places that charge as high as 25% commission. Not that common, but do make a habit out of checking the odds on your baccarat table, whether you’re online or in a land-based casino. Just to make sure. The Bet365 live baccarat example on one of the above images has side bets. Of course you won’t take these, but it’s important to read the table before you put money on it.

Bonus Baccarat Zero at 5Dimes offers increased payouts – click to visit

5Dimes have the best possible odds on baccarat. Commission on Banker wins is not 5% but 4%, and Player pays out not 1 but 1.01. Also, Tie pays 9.4 to 1. These numbers are amazing and there’s no reason to play baccarat anywhere else.

Except…

Like we said above, on Mondays between 2 PM and 8 PM Eastern Standard Time (EST) it gets even better as Banker commission is cut to 2.75%, Player wins are increased to 1.027, and Tie pays 9.5 to 1. And that means that during these six hours every Monday baccarat is a game where you, the player, has the edge! Play baccarat at 5Dimes.

#4 Keep it short

The odds are against you, so playing for a longer time with a bigger number of iterations will inevitably eat up your bankroll little by little as the outcomes near their respective mathematical probabilities. The trick is to keep it short in order to benefit from a smaller sample of outcomes that might just go your way. For example, if you’re consistently betting on Player, you will – in smaller samples – find streaks of four or five wins in a row. In a larger sample the number of Player wins will tend to go towards 44.6% which is its mathematical probability.

#5 Take the bonuses

Needs no further explaining. Baccarat is among the best games you can play, with that low house edge, but the house still does have an edge. With a deposit bonus you’ll have the edge and you’ll most likely come out on top, winning a nice sum. Not all casinos allow their deposit bonuses to be used with baccarat. These do, and you should go through each of the casinos on the list:

Casinos are reluctant to let you rollover the bonus on baccarat, which is yet another sign baccarat is a good game to play. We’ve made a special effort to find bonuses which are rich (baccarat is a high roller game) and where baccarat contributes at least 20% to the rollover requirements.

Bet365 have New Player Bonus 100% up to €100 (20x rollover Bonus + Deposit) or VIP Bonus 50% up to €500 (30x rollover Bonus + Deposit). Baccarat will contribute 25% to rollover. US customers not allowed.

3Dice Casino have a 110% first deposit bonus up to $100, or VIP bonus 50% up to $500. Baccarat contributes 25%. No live dealers, usual payout. 30x rollover. US, UK and EU accepted.

There is also a bonus that’s for Bitcoin only and you can get it at Cloudbet. They’re giving a 100% bonus up to whopping 5 BTC, and the bonus is released in increments as you earn loyalty points. To earn 800 loyalty points and release 0.1 BTC from your bonus, you roughly need to stake 1.2 BTC.

How Do You Play Baccarat

Alternatively, to get even more in-depth information, read our dedicated baccarat bonuses article, learn more about baccarat card counting and baccarat pattern recognition, or see the list of all casinos tagged with baccarat bonus.

Bonus tip: Pronounce it right

Play Baccarat Free

Nothing will pronounce “amateur” like mispronouncing the name of a high roller game. Baccarat is pronounced with a silent “t”, “bah-cah-rah”, and not “back-a-rat”. Don’t back a rat unless you want to sound like someone who mispronounces Versace or Gucci. Baccarat is a high class game, treat it as such.

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